Important disclosures.

WT Terminal is a financial publication. It applies a desk of ten analysts to a publicly traded security — five that compute their readings directly from filed statements and market prices, and five AI models that reason over those figures — and publishes what each one concludes, along with the figures each relied on.

Its analysis is general and impersonal. The same ticker produces the same reading for every subscriber. We do not ask for — and the analysis does not consider — your age, income, net worth, tax position, time horizon, existing holdings, risk tolerance, or investment objectives. Nothing is adapted to your portfolio or your particular needs, because the product has no knowledge of them.

Saving a symbol to a watchlist changes which companies appear on your page. It does not change a single word of the analysis of any of them.

We are not a registered investment adviser, not a broker-dealer, and not a financial planner. Using WT Terminal does not create an advisory, fiduciary, or brokerage relationship between you and WT Digital.

We do not manage accounts, hold client funds or securities, execute or transmit orders, or have any ability to trade on your behalf. Words such as Buy, Avoid, or Hold describe the conclusion of an analytical framework. They are not instructions, not personal recommendations, and not a judgment that any security is appropriate for you.

The readings come from a desk of ten analysts applying publicly documented methods of investment analysis to financial data from public filings (SEC EDGAR) and third-party market-data sources. Five are computed — momentum, valuation models, credit ratios, accounting-quality tests and chart indicators are arithmetic, with no language model involved. Five are large language models reasoning over figures the computed side supplies; every figure they cite is checked against that data, and one of them — the short seller — argues the case against and does not vote. All of it is software output.

Notes may be rewritten into plain English by a language model. This changes the wording, while the original analysis, figures and votes stay intact. When a checked plain-English copy is available, Full reading shows the original. If rewriting fails its preservation checks, the original is shown.

Each analyst is named for the method it applies, not for any person. No individual investor, author, or public figure is affiliated with WT Terminal, has endorsed or reviewed it, or has any involvement in it, and nothing here should be read as representing any particular person's views. Readings published before October 2026 came from an earlier panel of nineteen language-model frameworks and are shown as they were published.

Being specific about the limits, because vagueness here would itself be a misrepresentation:

• Language models produce confident, fluent, and sometimes incorrect output. Checking their figures against the data catches invented numbers, not faulty reasoning: a well-written paragraph is not evidence that its argument is sound. Computed readings are only as good as the data and the published methods behind them.
• The same model may reach different conclusions on different runs of the same company. Analysis is a snapshot of one moment, not a stable fact.
• Where the underlying financial data is incomplete, the product is built to say so and to withhold a verdict rather than guess. That safeguard can fail.
• No framework here has been shown to produce returns. We publish no track record, no backtest, and no performance claim, and you should treat the absence of one as meaningful.

Prices, fundamentals, and historical series come from third-party providers and may be delayed, incomplete, adjusted, restated, or wrong. Nothing here is real-time. Figures are not audited by us and are not warranted as accurate. Verify anything you intend to act on against the company's own filings.

WT Digital does not accept payment from any company, issuer, promoter, or investor relations firm in exchange for coverage, for analyzing a security, or for any particular conclusion about one.

We do not receive commissions, order flow, referral fees, or any compensation tied to whether you buy or sell anything. We have no business relationship with any broker. Our only revenue from WT Terminal is what subscribers pay us directly.

Personnel may hold positions in securities the product analyzes. Any such position is a personal holding, is not disclosed to the analytical frameworks, and cannot influence their output — the analysis is deterministic given its inputs and has no knowledge of who holds what.

Investing involves risk, including the total loss of principal. Past performance does not indicate future results. The value of securities rises and falls, and you may get back less than you put in.

Securities that appear cheap by any measure can continue to fall. Companies fail. Analysis that is entirely correct about a business can still be followed by losses, because price and value are not the same thing and can diverge for longer than a position can be held.

WT Terminal is provided “as is” and “as available”, without warranty of any kind, express or implied, including any warranty of accuracy, completeness, merchantability, or fitness for a particular purpose.

To the maximum extent permitted by law, WT Digital is not liable for any trading or investment loss, lost profit, or any indirect, incidental, consequential, or punitive damages arising from your use of, or reliance on, WT Terminal. Some jurisdictions do not allow certain limitations, so some of these may not apply to you.

These disclosures supplement the Terms of Service and the Privacy Policy. Where they conflict on a matter concerning WT Terminal, these disclosures govern.

WT Terminal is offered from the United States and is intended for use by residents of the United States. It is not directed at any person in any jurisdiction where publishing or accessing it would be contrary to local law, and it is your responsibility to comply with the rules that apply where you are.